From Burj Khalifa to the Dubai Mall, Sheikh Zayed Mosque and Ferrari World Yas Island, the UAE boasts some of the most beautiful attractions in the world. Besides, it also offers plenty of business opportunities, making it a favourable destination around the globe.
Whether you are planning a trip to the UAE for business or leisure, one question that often arises is whether travel insurance is mandatory for travelling to the UAE. Or is it ok to travel without travel insurance? Or, what happens if one does not have travel insurance for the UAE? Let us delve into the answers to all these questions in this article.
Is Travel Insurance Mandatory for Travelling to the UAE?
Travel insurance for the UAE is not mandatory for all Indian visitors. Those Indians who have a USA, UK, or Schengen visa can travel to the UAE without travel insurance and a visa. However, Indians who do not have a US, UK or Schengen visa must obtain a UAE visa and travel insurance for the UAE to visit the country.
Thus, if you are planning to visit the UAE from India, you will need to check if you need a visa to visit the country. If yes, then you must also purchase travel insurance compulsorily. Without valid travel insurance, you may not be able to obtain a visa for your trip.
Benefits of Travel Insurance for the UAE
Travel insurance UAE is a protective net that shields you against a wide array of unforeseen events. Here are the top benefits of having travel insurance if you are visiting the UAE.
- Protects Against Hefty Medical Bills- Getting medical treatment in the UAE can burn a hole in your pocket, especially if you don’t have medical insurance. An average consultation cost with a general medical practitioner in the UAE can cost you AED 150-AED 500, which is approximately ₹3500- ₹10,000.
Hence, having travel insurance is extremely beneficial as it covers the medical expenses and saves you from financial stress. It includes coverage for hospitalisation due to sickness, accidents, medical repatriation and evacuation, COVID-19 coverage, surgery costs, and more.
- Lost/Delayed Baggage Cover- Imagine a scenario where your baggage is lost or delayed on arriving in the UAE. In such a situation, you are left with no choice but to spend money and purchase the essentials for your trip. However, travel insurance UAE provides you with compensation for lost luggage and may also assist you in getting the delayed luggage.
- Travel-Related Expenses- Travel insurance UAE also covers travel-related expenses, such as flight delays, cancellations, accommodation cancellations and so on. It saves you from spending high amounts of money on urgent bookings.
Tips to Find the Best Travel Insurance UAE
- Based on your health conditions and requirements, choose travel insurance which offers comprehensive coverage for your medical needs.
- Compare the various insurance options available and choose one that suits your requirements.
- Opt for travel insurance with add-on options. It ensures that you can customise the insurance plan as necessary.
- Look for travel insurance with 24.7 customer assistance services, as it can be helpful if you face any unpleasant situation on your trip.
- Choose reputable insurance providers to ensure your claim is honoured.
- Ensure that the premium and coverage are balanced out. Paying a little extra premium for higher coverage is better than opting for low-cost insurance with insufficient coverage.
- Look for cashless hospitalisation options when choosing travel insurance, as you do not have to pay anything from your pocket upfront. Besides, it saves you from the hassle of the reimbursement process.
Travel Worry-Free with TATA AIG Travel Insurance UAE
Those with a US, UK or Schengen visa do not require travel insurance to visit the UAE. However, all other individuals who require a visa also need travel insurance for the UAE. Travel insurance safeguards you against many unforeseen events on the trip and provides all the required assistance.
To get the most out of your travel insurance, it is essential to choose a reliable and renowned insurance provider. Among the many names, TATA AIG is revered nationwide for offering comprehensive travel insurance plans for the UAE and many other destinations.
Their travel insurance UAE covers you against medical and non-medical incidents. Additionally, their plans come with a very affordable price tag, which suits most budgets. You also have the option to customise your travel insurance UAE with add-ons to enhance the scope and get added assistance.
So, if you are headed to the mesmerising land of UAE, TATA AIG travel insurance UAE can be the best travel buddy you could ask for!
Also Read: Travelling with Your Parents? Get a Senior Citizen Travel Insurance
