Getting car insurance might feel like just another step in owning a car, but it’s actually one of the most important. Whether you’ve just brought your vehicle home or you’re about to take it on the road, having the right protection means fewer worries if something unexpected happens.
With digital insurers like TATA AIG General Insurance Company, buying car insurance is now easier, faster, and fully online. No agents, no paperwork, no guesswork—just a smooth process that helps you get insured in minutes. From choosing the right plan to personalising it with useful add-ons, everything happens at your convenience.
What is Car Insurance?
Car insurance is a financial agreement that protects you and your vehicle from unexpected expenses arising from accidents, theft, natural disasters, and third-party liabilities. In exchange for a premium, your insurer provides coverage based on the type of policy you choose, such as third-party or comprehensive car insurance.
As per the Motor Vehicles Act in India, every vehicle owner must have at least a third-party car insurance policy. This ensures financial protection against damage or injury caused to another person, their vehicle, or property.
Step-by-Step Guide to Buy TATA AIG Car Insurance Online
Purchasing new car insurance online with TATA AIG General Insurance Company is a simple, secure, and fully digital process. Here’s how you can get your policy issued in minutes:
Step 1: Visit the Official Website
Go to the TATA AIG General Insurance Company website and click on ‘Get Quote’ or the relevant option to begin the process.
Step 2: Enter Vehicle Details
Fill in your car’s basic information, including make, model, fuel type, variant, and registration location. For brand-new cars, you may also need to enter the expected delivery date to generate an accurate quote.
Step 3: Share Contact Information
Enter your mobile number and PIN code. These details help TATA AIG generate a quote tailored to your region and vehicle.
Step 4: Choose and Customise Your Policy
Select your preferred policy type—third-party, standalone own damage, or comprehensive car insurance. You’ll also be able to customise the coverage by selecting add-ons based on your needs.
Step 5: Select Relevant Add-ons
Pick from 20+ available add-ons like Zero Depreciation, Engine Protection, and Roadside Assistance. Note: Add-on eligibility depends on factors such as the vehicle’s age and model.
Step 6: Confirm Personal Accident Cover (PA)
A Personal Accident Cover for the owner-driver is mandatory under Indian law. You can opt for it here unless already covered under another valid motor policy.
Step 7: Set the IDV (Insured Declared Value)
Adjust the IDV within the allowed range. A higher IDV increases the premium but doesn’t always guarantee a proportionately higher payout. Choose a realistic value that reflects your car’s current market worth.
Step 8: Enter Additional Details
Provide your RTO code, engine number, chassis number, and nominee information. For new vehicles, some of these may be auto-fetched based on your registration.
Step 9: Review, Pay, and Download
Carefully review all entered details and proceed to secure payment. Once the payment is successful and the verification (if required) is completed, your policy is issued instantly and available for download via email or WhatsApp.
Why Choose TATA AIG Car Insurance?
TATA AIG is more than just a big name, it’s a brand that understands what Indian car owners need. Here’s what makes it a popular choice, especially for first-time buyers:
- Fast, Digital Experience
Skip the branch visits and long phone calls. TATA AIG offers a completely online journey that lets you quote, customise, and buy your policy within minutes. - 5,900+ Cashless Garages
No one wants to run around for repairs. With one of the largest networks of authorised garages across India, you can count on timely, cashless repairs almost anywhere. - Save More on Your Premium
TATA AIG offers up to 75% discounts on new and rollover policies, especially for higher-age vehicles or customers switching from another insurer. - 20 Wide-Ranging Add-ons
Whether it’s zero depreciation, engine protection, or roadside assistance, you can choose from 20 powerful add-ons that let you customise your coverage the way you want.
Final Thoughts
Buying car insurance no longer needs to be time-consuming or confusing, especially with digital-first insurers like TATA AIG General Insurance Company. Whether you’re a new car owner or switching insurers, their online process is quick, paperless, and fully customisable to your needs.
With wide coverage options, over 5,900 cashless garages, and 20+ useful add-ons, TATA AIG gives you control, convenience, and confidence, all in just a few clicks. Simply follow the steps, set your preferences, and you’re good to go. Your protection on the road starts the moment your policy is issued.
Also Read: 7 Questions You Should Ask About Burglary Insurance
